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Terms of Use

Last updated: July 2026

Please read these Terms of Use carefully before using GigPayStub.com. By accessing or using our service, you agree to be bound by these terms. If you do not agree with any part of these terms, do not use this service.

⚠️ Important: GigPayStub is designed exclusively for self-employed individuals, freelancers, independent contractors, and gig workers to document their own legitimate income. Using this tool to misrepresent your income is fraud and may result in criminal penalties. By using this service you confirm that all information you enter accurately reflects your actual earnings.

1. Acceptance of Terms

By accessing and using GigPayStub.com ("the Service"), you accept and agree to be bound by these Terms of Use. These terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

GigPayStub provides an online tool that allows self-employed individuals, freelancers, independent contractors, and gig economy workers to generate pay stub documentation based on information they provide. The Service generates PDF documents for the purpose of legitimate income documentation.

GigPayStub is not a payroll company, employer, financial institution, or tax preparation service. We do not employ our users, process payroll on behalf of any employer, or provide tax, legal, or financial advice.

3. Permitted Use

You may use GigPayStub only for lawful purposes and only to document your own actual, legitimate income. Permitted uses include:

— Creating income documentation for rental applications when you are self-employed or work as an independent contractor.

— Creating income documentation for loan applications when you are self-employed and cannot provide traditional employer-issued pay stubs.

— Maintaining personal financial records of your self-employment income.

— Providing income documentation to any party that requests proof of income when you are legitimately self-employed.

4. Prohibited Use — Fraud and Misrepresentation

You may NOT use GigPayStub to misrepresent your income in any way. Prohibited uses include but are not limited to:

— Entering false income figures that do not reflect your actual earnings.

— Creating documentation for income you did not earn.

— Using generated pay stubs to deceive landlords, lenders, banks, government agencies, or any other party.

— Creating pay stubs on behalf of another person using false information.

— Using the Service to facilitate any form of fraud, identity theft, or misrepresentation.

Fraudulent use of income documentation may constitute criminal fraud under federal and state law and may result in civil and criminal penalties including fines and imprisonment. GigPayStub will cooperate fully with law enforcement investigations related to fraudulent use of our Service.

5. Accuracy of Information

You are solely responsible for the accuracy of all information you enter into the Service. GigPayStub does not verify, validate, or independently confirm any information you provide. By using the Service you represent and warrant that all information you enter is true, accurate, and reflects your actual income and financial situation.

Any tax amounts, deductions, or calculations suggested by the Service are estimates only and are provided for convenience. Your actual tax obligations may differ based on your specific circumstances, filing status, deductions, and applicable law. Consult a qualified tax professional for accurate tax guidance.

6. Not Professional Advice

Nothing on GigPayStub.com constitutes legal advice, tax advice, financial advice, or accounting advice. The Service is a document generation tool only. GigPayStub is not a licensed attorney, certified public accountant, financial advisor, or tax professional. For advice specific to your situation, consult qualified professionals.

7. Payments and Refunds

Payment for downloads is processed securely through Stripe. All sales are final. We do not offer refunds once a pay stub PDF has been downloaded, as the digital product has been delivered. If you experience a technical issue that prevents you from receiving your download, contact us at gigpaystub@gmail.com and we will resolve it promptly.

8. Intellectual Property

The GigPayStub website, including its design, code, content, and branding, is the property of GigPayStub and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any part of the Service without written permission.

9. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind, either express or implied. GigPayStub does not warrant that the Service will be uninterrupted, error-free, or that defects will be corrected. GigPayStub does not warrant that pay stubs generated through the Service will be accepted by any particular landlord, lender, bank, or other party, as acceptance policies vary by organization.

10. Limitation of Liability

To the maximum extent permitted by law, GigPayStub shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of revenue, loss of data, or damage to reputation.

GigPayStub is not responsible for any consequences arising from the fraudulent or unauthorized use of pay stubs generated through our Service. Users who misuse the Service bear full legal responsibility for their actions.

11. Indemnification

You agree to indemnify and hold harmless GigPayStub, its owners, operators, and agents from any claims, damages, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of another party.

12. Changes to Terms

GigPayStub reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance of the new Terms.

13. Contact

If you have questions about these Terms of Use, please contact us at gigpaystub@gmail.com.